By using your Prepaid Card you agree to pay all applicable fees per card, as set out below:

Pay Monthly Pay As You Go
Purchase Fee £9,95 £9,95
Second Card £4,99 £4,99
UK Purchase Transactions FREE and unlimited 2.95% (min 50p, max £5)
UK ATM Withdrawals* 50p 1.5% (min 99p, max £1.50)
Overseas Purchase Transactions FREE and unlimited 2.95% (min 50p, max £5)
Overseas ATM Withdrawals* £2,25 £2,25

 

Top-Up Fees and Limits

£1,650 Limit £3,000 Limit
Post Office 99p (max £250 load)
PayPoint 3% (max load £249)
Bank Transfer Not available FREE
Debit Card Not available FREE (max £750 load per 24 hour period)
Credit Card Not available 3% (max £750 load per 24 hour period)
Maximum Card Balance £1 650 £3 000
Maximum Monthly Load £1 500 £6 000
Maximum Daily ATM Withdrawal £250 £250
Maximum Annual ATM Withdrawal £650  £1 500
Maximum Single Transaction £650 £1 500

 

Information and Alerts

Online Balance & Transactions FREE
Load Alerts by email FREE
Online card to card transfer 20p

 

SMS Services

Check balance by text No extra charge – standard network rates apply
Load Alerts 8p
Card to card transfers 20p
Block your card 20p
Unblock your card 20p

 

Service Fees

Person to Person fee Not available £1 per payment
Person to Person maximum payment Not available Per day: £150
7 days: £500
Monthly: £1,000
Annual: £2,000
Person to Person maximum payments per day Not available 2 per day
Standing Order Not available £1
Failed Standing Order Admin Fee Not available £5

 

Other Charges

Replacement Card £4,99
Paper Statement £10
PIN Issue-Re-Issue FREE
Investigation Fee £20
Tariff Change Fee £5
Dormancy Fee** £3 per month

 

Closure

Cancellation or Redemption £10
Card Validity 36 months

*When you use your Prepaid Card at an ATM, you may be subject to applicable fees surcharge rules and regulations of the relevant ATM, or other financial institution or association. You should be advised before you confirm the transaction.
**A period of 90 consecutive days in which no money has been loaded onto or taken off the Card by you.