By using your Prepaid Card you agree to pay all applicable fees per card, as set out below:
| Pay Monthly | Pay As You Go | |
| Purchase Fee | £9,95 | £9,95 |
| Second Card | £4,99 | £4,99 |
| UK Purchase Transactions | FREE and unlimited | 2.95% (min 50p, max £5) |
| UK ATM Withdrawals* | 50p | 1.5% (min 99p, max £1.50) |
| Overseas Purchase Transactions | FREE and unlimited | 2.95% (min 50p, max £5) |
| Overseas ATM Withdrawals* | £2,25 | £2,25 |
Top-Up Fees and Limits
| £1,650 Limit | £3,000 Limit | |
| Post Office | 99p (max £250 load) | |
| PayPoint | 3% (max load £249) | |
| Bank Transfer | Not available | FREE |
| Debit Card | Not available | FREE (max £750 load per 24 hour period) |
| Credit Card | Not available | 3% (max £750 load per 24 hour period) |
| Maximum Card Balance | £1 650 | £3 000 |
| Maximum Monthly Load | £1 500 | £6 000 |
| Maximum Daily ATM Withdrawal | £250 | £250 |
| Maximum Annual ATM Withdrawal | £650 | £1 500 |
| Maximum Single Transaction | £650 | £1 500 |
Information and Alerts
| Online Balance & Transactions | FREE |
| Load Alerts by email | FREE |
| Online card to card transfer | 20p |
SMS Services
| Check balance by text | No extra charge – standard network rates apply |
| Load Alerts | 8p |
| Card to card transfers | 20p |
| Block your card | 20p |
| Unblock your card | 20p |
Service Fees
| Person to Person fee | Not available | £1 per payment |
| Person to Person maximum payment | Not available | Per day: £150 7 days: £500 Monthly: £1,000 Annual: £2,000 |
| Person to Person maximum payments per day | Not available | 2 per day |
| Standing Order | Not available | £1 |
| Failed Standing Order Admin Fee | Not available | £5 |
Other Charges
| Replacement Card | £4,99 |
| Paper Statement | £10 |
| PIN Issue-Re-Issue | FREE |
| Investigation Fee | £20 |
| Tariff Change Fee | £5 |
| Dormancy Fee** | £3 per month |
Closure
| Cancellation or Redemption | £10 |
| Card Validity | 36 months |
*When you use your Prepaid Card at an ATM, you may be subject to applicable fees surcharge rules and regulations of the relevant ATM, or other financial institution or association. You should be advised before you confirm the transaction.
**A period of 90 consecutive days in which no money has been loaded onto or taken off the Card by you.